"VA is reaching out to veterans -- both those who use our home-loan guaranty program and those who don’t take advantage of our guaranties -- to keep people in their homes," said Secretary of Veterans Affairs Dr. James B. Peake in a press release. "I’m proud of our solid record of success in helping veterans and active-duty personnel deal with financial crises."
By beefing up the staff at its regional loan centers, VA can now provide financial counselors to personally offer advice and even work out special financing arrangements to help veterans and active duty personnel with VA-guarantied loans avoid foreclosure.
The VA can work directly with the lenders on the veteran’s behalf to establish repayment plans, forbearance, and loan modifications that can help veterans keep their homes.
To obtain help from a VA financial counselor, veterans can call VA toll-free at 1-877-827-3702 or visit the VA's home loan guaranty program Web site.
Also See:
VA Releases 2008 Veterans Benefits Booklet
Veteran's Suicide Prevention Hotline Begins Operation
Comments
my father is a vetern and is 83 yrs. old works full time my mother is ill. Wells Fargo morgage co. is his mortage company they are putting his home into foreclosure he tried to work with them no one will work with him what can he do the only thing he wants to do is die in his house so far no one will help he has asked hud and other people who say there is hope what shoud he do?
the banks say they dont have to cram down principles on VA loans because the loan is guarenteed by the government. so the take the bail out, the take the loan and then they sell the house….can you say win win win for the banks and lose for the veteren. who is gonna make this right…if the government pays my default then i want to then repay them leaving the bank out completerly and as for the 20% not ccovvered…..they can eat it!
I am a disabled veteran. Our loan is now with Bank of America. No matter what we try, they won’t work with us. Why? When I call them (over 15 times this month alone), they tell me that they know we are trying to work it out, but that we have a sale date of December 6th. Obama is not helping with his “foreclosure” assistance. Anyone know what we can do? I am at a loss and getting desparate.
my husband is a veteran and we have a loan with wells fargo. no matter what we do they will not help us. they claim that they don’t receive the correct papers or that we make more then we do by atleast 300.00. we tried several other companies and they won’t help either. we are about to lose our home and we have 4 small children ages 8 and under. what are we suppose to do.
Please do not bank on the usual VA fluff. they will not be with you and your family crying on the porch crying as corp. America takes away your American dream.we all make our sacrifices with consequences for life.More than hundreds of veterans have been told that we need to adapt overcome and move on. Please take care of each .other or remember the look on your families face because you believe they are there for you.
Sometimes it helps if a mortgage counselor talks to your mortgage company for you. (to find one in your area, try this website http://www.makinghomeaffordable.gov/index.html)
Or if that doesn’t work, having a lawyer call may help.
I am a Vietman Veteran on disability and in danger of foreclosure. My loan is with Bank of America. It is impossible to communicate with them. We have repeatedly submitted the paperwork to no avail. What options do I have at this point?
Margaret’s advice is probably the best. Depending on the state in which you reside, you could also ask one of your representatives if they could help.
In Nevada, I’ve heard some people have been helped by both Dean Heller’s and Senator Reid’s offices.
If you have a VA loan and can’t make your payments can the VA garnish your VA disability check or your Military retirement check?
Susan.. no a veterans disability can not be garnished for any reason at this time.. of course with all the crooks in Washington being on the side of the crooks that could change anytime
My husband retired at the worst possible time (May 2009) after 25 years of honorable service. He had to retire due to a medical issue. We also reside in California (one of the highest unemployment & foreclosure states) we bought a house in good faith and was one day looking forward to a nice relaxing retirement. Looking back now at all his deployments and the stress and fear of him never coming home was nothing compared to what we are going through now. Our loan is with BOA. They keep telling us to call the VA, the VA keeps telling us to call BOA. I keep reading that the VA wants to help. That BOA wants to help. No one is helping us or has given me the impression that they want too. We are fortunate that we do have income (just not enough for this house). We are going to be another static and another home on our block for sale. Good luck to everyone.
My husband is a VA veteran and lost his job in 2008 but has been re-employed after 2 years of financial hardship. Bank of America refuses to modify our loan even though we qualify for the HAMP program. In a recent study by Capital Economics, 60% of all houses for sale are going to foreign investors for cash. The bank, rather than modifying the loan of a VA, offers us a short sale where a foreign investor can buy this modest home for pennies to the dollar. My husband has put his life on the line to defend American values-he does not deserve this-nor does any other American family.
Don’t expect the VA to help, it’s all bunch of smoke and mirrors. Making home affordable is a joke, the only thing they can do is tell you how many ways you don’t qualify for assistance under Obama’s wonderful plan. I was discharged after I broke my back we’ve been scraping by for the last year. We’ve sold off every thing of value and exhauseted all savings to keep a roof over our heads. The VA determined my injuries were service connected but through their clerical error denied benefits. I’ve come to accept the fact we’ll be homeless in the near future. I given up. Good luck to everyone else.
My husband is a veteran, he owns a house with his brother who is still in the military. we have alot of family problems with his wife who lives in the little house behind ours on the same property. my husband has ptsd, he cant work with other people cause he is alway suspicious of them, he has anxiety attacks alot whitch makes it hard for him to work. we are getting ready to be forclosed on next month. my husband co signed for his brother, he wants to be off the deed, does anyone have any information that could help us. he co signed to help his brother out but all my husband got is aggrivation, stress, and worry that HIS family will be without a home. please if anyone has any info please share it with me!!
By seeing all of these comments, my assumptions about Obama’s fabulous “save my mortgage” program are confirmed. It was all false promises to get people’s votes. Done like a true politician. Is there anybody at all that has been approved for this? I have been jumping through hoops for my mortgage “companies” (yes plural) for over a year now. I was approved for a temporary modification after 6 months of submitting & re-submitting paperwork. I went to make my 1st payment and found out my mortgage was sold to another servicer. Fine. I had to fill out the paperwork again for the 2nd company. I had to go to foreclosure mediation. There were 2 lawyers, a mediator, myself, my now ex-wife & an “executive” from the mortgage company on the phone. The person on the phone was supposed to be somebody that could make a final decision about my mortgage. That day I was told that I was approved for a temporary modification with their company.
Again, I go to make my first payment and nobody knows the guy on the phone & nobody knows anything about the mediation. 8 moths later (+/-14 months total) after submitting & re-submitting paperwork, I was told that my modification was denied. What the hell?
I was hoping that the VA could help me with my modification, but it doesn’t look like thats going to work. What now???
I write for examiner.com. I have not heard from many people who have had a good experience. I know of one family in Nevada that received a modification but it took 2 mediations and concessions on their part before they got it.
What I’ve heard is that the banks blame the Treasury Department indicating they don’t make the rules. But the fact is, their underwriting departments have to FOLLOW those rules and it seems it is quite subjective in some cases.
I don’t believe the VA programs available are being implemented because they can’t find investors to fund them. If your modification was denied, try appealing. One family I know did get the appeal overturned. Write to your Attorney General. All 50 attorneys general are reviewing the banks for fraud, etc. But they need the real people’s stories to determine the truth.
I wish you the best of luck.
Wells Fargo has continuously refused to work with me. I am a disabled vet and with my disability plus my wifes income we were able to make our payments. my wife recently lost her job and has been in and out of the hospital for the past several months. Wells Fargo constantly asks for paperwork we have already provided, in fact the last time they asked for the same paperwork again my wife and I went into the local banking office, sat down with the branch manager had him contact the mortgage representative, verify that the paper work was all there and correct and verify that the fax was sent and received. two weeks later the same representative called once again requesting the same paper work that he had already verified receiving. the next week my wife was put back into the hospital, had several procedures and a surgery and when we arrived home from the hospital we received a notice from wells fargo that we were being put into foreclosure because neither my wife nor myself were willing to contact or work with the representatives. I am now playing phone tag with both the VA rep and the Wells Fargo rep as well as the foreclosure attorneys trying to keep from becoming homeless
@ Jay- I am not a lawyer, nor can I provide legal advice but I know a lot of people have appealed to the attorney general in their states with some success.
You don’t mention in which state your reside but I would also suggest going to one of the non-profit organizations that assist with the HAMP program. There is no charge for their services. Act quickly because the law will not wait.
I am a unemployed and on unemployment, the TSA has denied me work as a TSO due to service connected disabilities. I am a disabled veteran with just enough money to keep making my house payment. I have tried refinancing and am told my income is too low to refinance. In the past year, I have moved out of the home and rented it for half the mortgage payment. I am currently living for free in a RV park as a work camper. 1 April will be the first month I miss a house payment.
I am a veteran,My country has abandoned me, My state has abandoned me, I have given away most of my animals, sold everything of value,i do not apply for aid or help because of one stupid loop hole after another. I have stopped paying my mortgage, cause I cant afford it. The goverment bailed out everyone but the common man. the filthy rich dont care, the banks dont care, Fuk them all! go down fighting with the taste of blood in your mouth! dont just sit there and take it.
Hi David:
In what state do you reside?
I am a disabled Vet of 80 percent. It is not that I don’t make enough money through my disability, but we just can’t get caught up on our mortgage. I am 7 months behind and using my Tax return to pay myself up to 4 months behind–but I am still in danger of foreclosure. I am unemployed due to my mental disability. I have tried a loan modification, but failed to keep up with it due to unemployment and other emergency issues. I have asked for another modification through Flag Star, but am told since I failed one modification, the chances of another is grim. My credit score is in the 500s due to being unable to pay for varies credit obligations due to my unemployment and shifting these payments toward more important things like the mortgage and electricity. I have tried the Making Homes Affordable but didn’t qualify for various reasons. I feel like the VA is my only hope for convincing my mortgage company to take my late payments and add it to the end of my mortgage so I will be caught up and not in danger of a foreclosure.
Bryon: Is your home loan a VA loan? Do you use the VA for health care? If you do, you may have a social worker that you can consult. If you don’t, you probably could go to your local VA and sign up.
They probably won’t be able to help you directly, but they should be able to direct you to the right person. AMVETS is another option. I hope this helps. Even if they tell you you may not get a modification, apply. Also, what state are you in?
My dad is a Veteran of the United States Air force. He is 69 years old and he has numerous medical problems including Dementia and Parkensons. He worked over 30 years in the steel mills and when they were bought out he lost his job and lost most of his pension he had worked so hard for. My parents have struggled ever since. The medicare system does not even begin to cover their medical bills so they pay nearly $500 a month extra just for a supplemental insurance. Now they are being foreclosed on because they couldn’t keep up on their mortgage. Bank of America will not work with them. Is there any place they can go to get help? They have so much stress in their lives with all the illness’ that I know loosing their home will just be the end of them. This is how we treat our veterans and our elderly? What a shame!!
I have a feeling that I’m going to end up like most of these folks. I just retired from the military and can’t afford payments on my house. I would like to thank all the crooked banks and real estate speculators for destroying the housing market. My house is worth less then I owe.
For everyone that is asking for help, if you can leave the state you are in, I may be able to direct you to help.
I live in illinois now at my inlaws because I get treated at hines va hospital for ptsd and other injuries my home is in indiana and i am about 4 months behind i tried paying them 2 months and they returned it can anyone help or give me any advice I dont want to loose my home, my morth=gage is with bank of america please email me at marn1981@aol.com
dont give up your home,and if u do then destroy the dam house so they (banks)cant sell it
I am a disabled veteran and federal employee. I fell behind on my mortgage because of medical issues. I applied for a loan modification last Nov 11 and even though I checked in weekly with my loan preservation specialist, a month ago I was called and told I had to resubmit all the paperwork because everything was “old” now. I was really frustrated and angry and vented with the VA and my loan preservation specialist. He was very empathetic and between he and his supervisor, the new paperwork was escalated and today about 3 weeks after resubmitting I got a call today that my loan modification was approved. What a relief! Keep praying, let go, let God and move out of the way! Good luck everyone!
The paperwork excuse by these Mortgage Companies seems to be nationwide. The program is a joke or another promise that the banks have found away around this motification Relief. The facts are these Mortgage companies are taking money from the government and screwing the Servicemen,Women and Veterans. We started this process in Dec 2011 and are still being told that they haven’t received a complete packet yet. When, we ask what is missing they seem to find the paperwork in the packet and then find another excuse. This is why this hasn’t been processed. It’s a way around helping us with our payment issue. I would just rather be told that we don’t qualify or they can’t help us. We are the best this country has and most of us are able to take the truth. Stop blowing smoke and either help us or be honest with those who you can’t help. Also, the government needs to watch over this program with the VA.
i can’t believe what i have read. it is like someone has taken the words out of my mouth and posted them here. i live in virginia and go to the hunter holmes mcquire va center in richmond, 83 miles from my house 2-3 times a week. i just spent three weeks in there for kidney failure due to drug interactions on medicines they gave me. in febuary i had gall bladder surgery as well as the removal of 17 stones from dehydration.
i am now 5 months back on my mortgage and i have a disabled cousin that stays with me.i have received the same answers as i have seen here. i am at my wits end as i am now on my third appeal for disability both ssdi and va. my medications prevent me from working and was told this week that they may pull my dl because of it. i cannot work and the only income i now have is the travel pay from va appointments and noone, esp. the va will help with the mortgage because im waiting on disability and cant work. i was even turned down at mcdonalds, several times. it takes everything i have not to swallow a bullet. im out of savings,unemployment and have hawked everything of value. i pray to god, but i just think he is way too busy with all our young troopers who need him more right now. god bless those young men and women. my heart goes out to them and their families. good luck everyone. i have a special place in my heart for all veterans regardless of service or war.
I have been made physically sick of the stories I have read here today. To think that men and women who swore an oath to defend this country with ther lives can be treated in such a manner is beyond reckoning. I too was faced with forecloseure twice, thanks be to our GOD he rescued me with a 401k and an annuity. I served 8 years in the Marines and now that we need our countries aid they abanded us when we need them the most. I will pray for all of my comrades in arms and there family’s that the Lord will find a way to rescue you and finally put an end to the thievery going on in the white house,congress and senate. Semper Fi
My husband is a disabled veteran and gets montyly checks from social security. We do not want to lose our home. We have faxed Wells Fargo papers upon paper to no avail. How can I find help thru the VA? We were served with a complaint but no foreclosure sale date has been set. I need help….
I wonder if banks are betting on things changing after the
election? If Wall Street is right then things might turn for the better and they’ll be a lot less of a need for Short sales.
Virginia, husband USMC Veteran, GI bill doesn’t come regularly, we work & have a VA loan – mortgage co Coldwell Banker PHH – have screwed us around for 5 months on a loan mod just to find out the case manager never put thru our paperwork .. goin to lawyer for foreclosure proceedings. We have no where else to go. Were going to be homeless! I’ve been on my job 12 years, we’re not some slacker ass losers who don’t pay our bills. We’re struggling to survive due to VA failures to get the payments my husband earned, to us on time … please if anyone can tell us what else to do!
Wow I can’t believe that Wells Fargo has been mentioned here so many times and all along they made it sound like I was the one that wasnt submitting the required paperwork on time! I’ve been through two modification reviews. The first one took them 6 months from the moment I sent in my first of 4 sets of updated paperwork (bc they kept saying that it was out of date by the time they looked at it) to deny me and the 2nd took them 3 months to deny me due to them using student loans that are currently deferred and only using a percentage of our rentals as income! We had a deficit of $300 because they used those two things. I work 3 jobs and my husband has a good paying job too but we he didn’t for a whole year after separating from the military in 2008 and we weren’t ever able to catch up on our payments. It’s so embarrassing and I can’t see a way out. Our sale date is Oct. 2nd. Since the 2nd denial, I have moved to another city and started a new teaching job so that we aren’t left homeless. My husband is staying in the house until he has to move. We can actually request another review for modification but are wondering whether it’s worth it since it seems they’re trying to do anything to not approve us anyway. We have several people interested in leasing the house for more than our mortgage payment but are worried that we won’t get approved again and then the house will be foreclosed on. Has anyone tried renting their property out and then going into a modification review? We don’t want a foreclosure on our credit BUT we are running out of options. We had a VA rep call us to let us know that they can help but only said she could review what we had sent in to the bank. Anyone have any answers for us? Please help!
I have worked for 2 major banks in Loss mitigation dept helping people stay in their homes Basically your debt to income ratio matters and if they see you will again fall behind on your mortgage they will not help you to begin with. Basically your faxes and mail get misplaced or lost because your sending this info to people who share these machines papers are then picked up and misplaced.. its sad but I don’t ever remember the banks approving a modification they try for FB plans or a short sale never a modification..
Wells Fargo…………….. HA !!!!!! They get bailed out by the government and then turn around
and foreclose on people that need help …… I’m loosing faith in my country!!!!!!
I’m a Viet nam veteran , 80 % disabled.
I have PTSD, issamitic heart, a brain tumor, blocked arteries and at times can’t make a decisions ….. I make wrong decisions ….. Can’t considerate on much.. I don’t know why !!!!!!
I am behind on my mortgage payments and I have to leave my house of 25 years by Dec 2 nd this year. 2012……… 5 more weeks .. I tried to start throwing stuff away…. it’s hard …. I’m always tired..
my wife left me fives years ago for an old boyfriend from college after 38 years of marraige . I took it very hard ,but feel a little better now. NOW , I have to move ……….I don’t know what to do !!!! I have to get rid of a lot of stuff… MY STUFF ! …
I made a lot of mistakes in my life… and I take responsiilty for them , but
Hey…………… How about a little break…. a little understanding ….some help …… I don’t mention it much ,but GEES I fought for this country … I Wells Fargo could care less what I did .. FOR THEM !!!…………. What a laugh.
I put my life on line ….. It’s seems like no body could give a shit less………
I called up the VA help line and am going to meet a counselor today / tomorrow………… Whatever …………
Take care …………. God bless…………..
I know that I’m not alone here .there are many of us with a similar house problem .. God bless you my brothers ………..
RGS
I Joined the Air Force 7FEB2001 and got out due to an injury on 30Jun2010 I filed for my disability and I am still waiting, its been over 2 years. I haven’t made a payment on my home in 18 months and the foreclosure could start any day. All I want is mt Compensation so I can pay back what I owe and stay in my home and start makeing my payments.
I haven’t worked due to my injury since my discharge. I cant find anyone to help me because its a FHA loan. I have two kids and no family. My life is a nightmare and most days I think I would be better of dead…
Why is it the Govt will help the bankers by bailing them out for 16 trillion dollars but a disabled vet who is waiting for his disability from the VA is a 4th rate citizen who is nothing but a burden.
Everyone who is having problems with their Mortgage company please email me. I am aveteran who has gone through the same exact thing. I would like to try to help each of you and I have found some ways to do it. I am not in a business I am actually still a member of the military waiting for a medical discharge. There are avenues to help and I have been fighting this fight for a long time. Please feel free to email me and I will also give you my cell number.
Hello! I am a Disabled Veteran who lost my house and had to go bankrupt. The loan officer and notarizer decieved me. I had a terrible loan where I payed $500 more a month then I was told and everytime I made my payment of $1,800.00 I owed the bank an additional $500. I have bounced around from on unsafe apartment to the next since I lost my home. I want to help other Veterans, but I need to get the proper information. We Veterans are supposed to get an additional $116,000 but everyone I call doesn;t know anything and I don’t know where to go.
Ray Finch how do I contact you! I am a Disabled Veteran who lost my home and had to go bankrupt. Can you help me so I can help other Veterans and myself. Thank you!!!
Ray Finch how do I contact you? Please help!!! Thank you!!!
My wife and I have our financed our home through GMAC mortgage. We have been through a nitemare with GMAC. We had a loan motification done on our home while I was still in the Army National Guard. I was activated on state emergency orders and I asked for 15 days to pay my mortagage late. I did not get paid from my government contractor job. I had a loss in wages. The bank GMAC mortgage agreed to take to late the payment.A GMAC mortgage representative continued to call me while I was on orders. I told them to call my wife. My captain told me to get rid of the phone, I threw the phone in a snow bank. I tried to pay the late payment, the bank wanted a 2200 per month payment, than a 1800 payment, than a 1400 putting us into a downward spiral of foreclosurer. Our normal house payment was only 1100 per month. They always added late payments, more money than we owed. The mortgage company GMAC kept us in foreclosurer with no solution. Other than to reapply for loan motification, for one year we tried. We were turned down every time for a loan motification. We could not afford the higher and higher payments. We had to keep re-adjusting our budget. We were getting further behind on our other bills. They ruined our credit.They caused us to not be able to get another car. We had to pay cash for everything My wife had a stroke as she could not take any more stress from the mortgage company. All’s we ever wanted to do was pay our mortgage and have the American dream of owing our own home. Why is it that we can fight overseas for America but we cannot fight for our homes here in America to save our homes?
I’m a disabled VN veteran and a senior.
My wife left me (After 38 years) for an old college boy friend 6 years ago
I kept our house and tried to keep up with the Mortgage, but eventually
couldn’t pay that and all the other bills.
The bank (YES ! , Wells Fargo) started to foreclose …
I went to the VA for help…………………. BS… all they did was refer me to a state agency… I could have and DID fine that on the internet.
They told me at the VA that I make a substantial amount of money .
Sooooooooooooooooo, if your middle class………. bad credit (as I have )
But you have a sufficient income ………….. But you still need help.
BULL SHIT ………..
Don’t count on the VA to help you……………………
Just a bunch of talk ……………………..
I had to file for Chapter 13 to save my house…. Have a merry Christmas…………
God Bless
RS
I lost my home about 4 years back. The VA didn’t and wouldn’t help at all when dealing with Wells Fargo who after 35 calls still wouldn’t help. Then I heard the VA would buy a home and then work with the borrower. We called the VA they said no we wont. Guess what? In a few months when we were foreclosed on the VA bought the home, maxed out my loan and left me in a big pile of doo doo. Thanks VA.
Why won’t you post my comment?
I have tried to post a comment but your service would not let me.
How is that helping veterans who want to know WHY the
VA is really NOT trying to help them?
ANYONE W/PENDING VA LOAN FORECLOSURE NEEDS TO DEMAND THAT THEY GET SERVICING FROM VA’S SPECIAL MORTGAGE COMPANY! IT USE TO BE OCWEN MORTGAGE I BELIEVE. I WENT THROUGH A VA FORECLOSURE W/MY VETERAN AND FOUND IT OUT AFTER NUMEROUS DEALINGS ON THE PHONE W/DUMBASSES, AN OLDER LOAN OFFICER TOLD ME AFTER THE FACT BC I NEVER HAD THE FORTUNE TO GET HIM ON THE LINE. THE DIR. A MR. LONG AND I DISCUSSED WHAT STOP AND OTHER ORGANIZATIONS WERE DOING MISDIRECTING VETS/FAMILIES. ONE LOAN OFFICER AFTER THE FACT WHEN I WAS ASKING FOR FORGIVENESS OF THE DEBT; HE WAS EVENTUALLY DETERMINED TO BE 100% SAID REASON VA WASN’T COMING AFTER VETERAN FOR LOAN WAS BECAUSE HE DIDN’T EVEN QUALIFY FOR THE LOAN TO BEGIN WITH BECAUSE OF HIS INCOME. BLESS HIM BECAUSE AFTER YRS HOMELESS HE TOOK HIS SETTLEMENT FROM VA AND PUT IT ALL ON AN OPTION TO BUY WHICH IS ALL LOST NOW AFTER 6YRS OF MAKING PAYMENTS THE SO CALLED COMPANY/OWNER IS NOW IN FORECLOSURE. GETTING ANY HELP IS AS BAD AS IT WAS IN 2001 FROM ANYONE. GOD BLESS ALL VETERANS AND THEIR FAMILIES. I WILL CONTINUE OWN MY OWN TO STOP SUCH AUTROCITIES TO THOSE THAT TRULY DESERVE TO BE PROTECTED AS A SPECIAL CLASS IN THE US OF AMERICA. I AM GATHERING DATA FOR AmVETS IF YOU’D LIKE TO SHARE PLS CONTACT ME AT BBAILEY1@COX.NET. IT WILL BE PRESENTED TO VARIOUS LEGISLATORS TO HELP THEM IN THEIR DECISION TO SPONSOR THE AMENDMENT.
Here is your answer ,Why isnt someone helping me ? The answer is because your bank does not own your property? thats why they are paying millions to your government to cover this up. Your bank bundled your loan with other mortages and sold them on the new york stock exchange.According to scc rules your loan does not exist thats why the can not produce a title to your property. Problem is the federal courts are letting lawyers file false documents with the courts to forclose on property they no longer own. Stand up and fight ,stay in your home.get on line and read unlawful forclosures!
Loosing my house ………………VA helping you …what a joke !!!
I tried the VA ………… They said that I make to much money . Maybe to much money compared to a bum….
They should have checked my bills that I have to pay every month.
So, you have to be real poor…poor …have excellent credit ……. to even talk to anyone …….
I’ve been there (VA) done that .
She gave me a number to call in my state Government .(Could have got that on internet ) .
VA help ……………. NO ..A BIG NO …
Top it off, Wells Fargo my lender is one of the banks that the government bailed out ………. So, the bank gets money from the Government and then is going to make money taking my house and selling it …
Ask the bank for help……….. They don’t even want to talk to you ..
So, here I am ……………
Good luck …………
RGS