Wow! Can you believe that? No, you can't. Ads for envelope-stuffing "opportunities" seem to be everywhere — especially your e-mail inbox. Promoters of these all-too popular work-at-home scams usually advertise that, for a "small" fee, they will tell you how to earn big money stuffing envelopes at home. They claim that they'll pay you a certain amount of money for each envelope stuffed, resulting in hundreds or thousands of dollars for you each week.
These ads may seem appealing, especially if you are looking for a home-based business. But according to the Federal Trade Commission (FTC), the nation's consumer protection agency, ads like these don't tell the whole story because the promoters aren't really offering a job.
Instead, say FTC attorneys, after you send your money, you're likely to get a letter telling you to place the same "envelope-stuffing" ad in newspapers or magazines, or to send the ad to friends and relatives. The only way you'll earn money is if people respond to your ad. In fact, the government says, the promoters themselves rarely pay anyone.
If you're tempted by an envelope stuffing "opportunity," here are some questions to ask the promoters before you send any money or sign up to receive more information:
The answers to these questions may help you determine whether an envelope-stuffing opportunity is appropriate for your circumstances and whether it's legitimate. It also may help to check out the company with your local consumer protection agency, state Attorney General, and the Better Business Bureau in the community where the company is located as well as the community where you live. These organizations can tell you whether they have received complaints about the promotion that interests you. The absence of complaints doesn't necessarily mean the promotion is legitimate. Unscrupulous promoters may settle complaints, change their names, or move to avoid detection.
If you have spent money and time on a work-at-home program and now believe the program may not be legitimate, contact the company and ask for a refund. Let company representatives know that you plan to notify officials about your experience. If you can't resolve the dispute with the company, file a complaint with the following organizations:
The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit http://www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357), TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
[Source: Federal Trade Commission]
