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There may only be one sure-thing in starting your own business, and that is that you will not get a loan without a complete business plan. No plan - no loan - no business.

Here, from the U.S. Small Business Administration, is a suggested outline for a business plan that should get any lender reaching for their back-pocket.

Elements of a Business Plan

Need some help with that?
Breakeven analysis? Pro-forma cash flow? Feel like you might need to hire an MBA to help you write a good business plan? Well, save your money, because the SBA offers plenty of FREE business planning help.

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